Building Stronger AFSLs
“I couldn’t recommend the team any more highly to anyone who values the sleep at night factor that comes from knowing that your compliance is bulletproof.”
- Ben Nash, Pivot Wealth
Who and how we help
Self-Licensed Advice AFSLs
(3-10 Advisers) As a self-licensed financial advice business, you face unique challenges balancing client service with compliance obligations.
Our support includes…
Governance Framework Development - Creating practical policies and procedures that work for your specific business model
Quarterly Compliance Meetings - Structured sessions that keep all stakeholders informed and accountable
Adviser File Audits - Reviews that focus on improvement, not fault-finding
Regulatory Updates - Practical implementation guidance when the law or regulatory expectations change
SOA/ROA Improvements - Stripping back unnecessary complexity to balance compliance with client experience
Conflict Management - Systems that protect both clients and your business reputation
Staff Training - Building a positive compliance culture across your team
Incident Response - Swift support when compliance challenges arise
Responsible Manager Support - Training and ongoing compliance assistance
Compliance Monitoring Systems- Practical frameworks that maintain oversight without micromanaging advisers
Multi-Practice AFSLs
(2-4 Advice Businesses) One licence, multiple practices: a compliance equation that requires specialist expertise.
Our multi-practice AFSL support includes…
All the services available to self-licensed advice AFSLs plus:
Cross-Practice Consistency - Systems to maintain standards across different businesses
Advice Document Development - Advice documents that work across multiple practices
Wholesale AFSLs
Wholesale financial services operate in a distinct regulatory landscape with its own compliance requirements.
Our wholesale AFSLs clients include:
Award winning and leading boutique wholesale advice AFSLs in Australia
International wholesale advice firms
Leading B2B investment managers in Australia
Trustees of wholesale managed investment schemes
Our support for Wholesale Advice AFSLs, Wholesale Investment Managers and Trustees of Wholesale Funds includes:
Governance Framework Development - Policies and procedures specifically for your wholesale financial service
Compliance Committee Meetings - Establishing effective oversight appropriate for wholesale AFSLs
Governance Systems - Clear accountability frameworks that protect your wholesale licence
Monitoring & Supervision - Proportionate oversight methods suited to your wholesale financial service
Wholesale Advice Process - Building robust advice processes that maintain regulatory compliance
Consulting Support - Strategic guidance on wholesale-specific regulatory considerations
Team Training - Equipping staff with knowledge specific to wholesale compliance requirements
Our Core Services
Across all client types, we provide these foundational services:
Governance, Risk and Compliance Programs
We chair your quarterly compliance meetings with prepared agendas and action items, keep you accountable for legal obligations, provide updated compliance policies, deliver practical regulatory implementation guidance, and conduct advice file audits that focus on improvement. You get the compliance support you need without the distraction from your core business.
Legal Services for Financial Advisers
We provide practical legal support for financial advisers, including reviewing and preparing authorised representative agreements, transfer agreements, and other financial services documents. We also offer legal representation for ASIC interactions.
Acquisitions and Growth Support
We assist with due diligence when buying or selling a client book. We review and analyse viability and quality, identify red flags requiring attention, provide compliance analysis on client data and revenue, and help prepare and negotiate asset purchase or sale agreements.
Advice Document Optimisation
Our approach strips back unnecessary complexity while ensuring all regulatory requirements are met. We help you implement digital delivery methods that advisers find easier to present and clients find easier to understand. This includes template development, process redesign, and guidance on implementing technology for digital SOA delivery.
Targeted Compliance Solutions
We develop tailored compliance policies for specific business needs in line with regulatory requirements. This includes wholesale client frameworks, SMSF guidance, managed accounts compliance, and other targeted solutions that work in the real world.
Incident Management and Remediation
We support you through compliance challenges by assisting with breach reporting obligations, engaging with regulators, acting as independent experts when required, and representing advisers and AFSLs in regulatory interactions.
Advice Process Improvement
We review advice and financial service delivery processes and identify areas to achieve efficiency and areas for improvement. This includes consultation, design of process maps, training and reviewing of implementation outcomes.
AFSL Applications and Variations
We manage your AFSL application or variation with ASIC from start to finish. We advise on structuring your license, recommend appropriate authorisations, support responsible manager appointments, and guide you through the requirements of running a compliant AFSL. Our approach helps you avoid common application pitfalls and delays.
